Our HVAC went out in the middle of July. 105° outside. Rapid had a technician out the next morning and covered the entire replacement. I tell every neighbor I have about this plan.
Saved$4,800on HVAC system replacement
Rapid Home Warranty
Get your custom home warranty rate in 60 seconds.
Your AC, plumbing, electrical, and major appliances — same-day claims, licensed techs, no contracts.
Plans as low as $44.99/mo. Or call +1(855)24RAPID.
- ★ 4.9 rated by over 2,400 homeowners
- A+ BBB · 30-day money-back · No contracts
- Same-day claim processing, 24/7/365
4.9
2,400+ reviews
As featured in
The cost of one bad day
One repair can wipe out your savings. We cover it for less than coffee money.
Real repair averages our claims team sees every month. Tap a scenario to see the cost without a warranty, and what you pay with Rapid.
Without a warranty · Service invoice
HVAC replacement (typical)
Diagnostic & service call$125
Compressor & coil replacement$2,850
Refrigerant & labor$1,450
Disposal & permits$375
You pay$4,800
With Rapid Platinum Plan: We pay the rest. You save $4,800 on this one claim.
Your Platinum plan is $59.99 / month.
Over a full year, that is $720. One hvac fails covered by Rapid saves you $4,080 in the first year alone.
Get My Free QuoteNo home inspection. Cancel anytime. 30-day money-back guarantee.
Customer stories
The average Rapid member saves $3,400 on their first claim.
Every story below is a verified claim from a real Rapid member. Actual payouts. No stock photos.
Filing a claim was shockingly easy. I called, described the problem, and a technician was at my door the next morning. My washer motor burned out and they replaced the whole unit. Three days total.
Saved$920on Washing machine replacement
A pipe burst in our upstairs bathroom on a Saturday night. I wasn't sure if they'd even pick up, but the 24/7 line was answered immediately. Technician arrived Sunday morning. No fine print. Exactly what they promised.
Saved$2,350on Burst pipe & plumbing repair
I was skeptical after a bad experience with another warranty company. Rapid is completely different. My refrigerator compressor failed after 8 months and they covered every penny. No delays. I'm a customer for life.
Saved$1,450on Refrigerator compressor
RANKED #1 IN 2026
Best Home Warranty in Your State
See how Rapid Home Warranty stacks up against the top 10 home warranty companies in your state. Independent rankings updated for 2026.
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Frequently asked
Common questions, clear answers.
Straightforward answers to the six things most homeowners want to know before they sign. Have another question? Call us — a real person always answers.
Is this different from my homeowners insurance?
Yes. Homeowners insurance pays for sudden damage (fires, storms, theft). A home warranty pays for the everyday breakdowns insurance will not touch —HVAC failures, plumbing leaks, appliance breakdowns, and normal wear-and-tear. Most homeowners need both.
What does the $100 copay cover?
The $100 is a flat service fee, paid once per claim, regardless of how expensive the repair is. A $4,800 HVAC replacement still costs you $100. And we only charge it when we actually fix something —never on denied claims.
Is there a home inspection or waiting period?
No home inspection required. Coverage starts 30 days after sign-up —a standard waiting period designed to protect all members. After that, your whole covered list is protected with no age limits on your systems.
What if I already have a warranty from another company?
Most of our new members are switching from AHS, Choice, Select, or First American —usually after a denied claim or sticker shock at renewal. We have no cancellation penalty. We can start your coverage the day your current plan ends.
Can I cancel if I change my mind?
Yes. Every plan comes with a 30-day money-back guarantee. Cancel in the first 30 days for any reason and get a full refund. After that, cancel anytime with no penalty.
Who are the technicians?
Every technician in our network is licensed, insured, background-checked, and rated by real claim outcomes. We work with contractors whose customers rate them 4.5 stars or higher. If a tech falls below that, we stop sending them work.
Ready to protect your home?
One quote. Ten minutes. A lifetime of protection.
Get a personalized plan in under three minutes. Coverage starts in as little as 30 days, and your first month is guaranteed or your money back.